RouteOne streamlines the credit application process

Credit Application

Process credit applications with speed and simplicity

The odds are in your favor.  Studies show that over 85 percent of auto financing happens at the dealership.  But you can’t provide auto financing and leasing unless you have the right systems and finance source relationships in place.  RouteOne offers a single point of entry for all your credit applications to both captive and non-captive finance sources.   

Our system is simple to use.  It is all web-based, so there is nothing to install. And most features come at no cost to dealers.  Plus, it is all backed by our outstanding customer support.

Expect more

You never stop working and we don’t either. RouteOne has a long and growing list of tools and services that will help you be more effective and efficient in the F&I office. Here is a partial list:

Complimentary

  • Credit Applications
  • Reporting Suite
  • Compliance Dashboard
  • Credit Bureau integration
  • DSP/DMS integration
  • Mobile tools
  • And more…

Premium Services

  • eContracting
  • ID Verification
  • Vehicle Values
  • Electronic Document Storage
  • Consumer-facing web application

 

Access a large finance source network

Whether it is a local credit union, community bank, or large national finance source, we have you covered.  With the RouteOne credit application platform, you’ll get access to a large network of indirect finance sources to give you and your customers a wide range of auto financing  and leasing options.  We also provide exclusive access to Ford Motor Credit and Toyota Financial Services.

Count on RouteOne’s Compliance tools

RouteOne provides the tools you need to help protect your customers and help address the laws and regulations that may affect your dealership.  Our compliance tools include:

  • Compliance Dashboard to visually monitor and manage compliance at a glance
  • Risk-Based Pricing - Credit Score Disclosure Notices/Adverse Action Notices
  • Red Flags - Identity Verification
  • Electronic document storage
  • Free reports that track potentially questionable dealer and customer actions
  • Privacy/Security features such as IP blocking and employee permissions
  • Click here to see our complete compliance offering
Work the way you decide

Do you want to be forced into a pre-defined workflow track?   RouteOne doesn’t think you should.  That’s why our systems are designed to be flexible to your way of doing business.

Rely on RouteOne’s security and reliability

Security and reliability are RouteOne’s top priority. We are SSAE 16 certified, which comes from completing a rigorous audit performed by Plante & Moran.  It is one way we demonstrate our commitment to having systems in place that are reliable and properly protect your sensitive dealership and customer data.

Pull credit bureaus easily

Access virtually any credit bureau source through RouteOne by obtaining dealership account credentials from the credit bureau service provider. Enter the codes and pull reports immediately! Without added markup, enable your existing accounts at your negotiated pricing within the same system used to process your credit applications.

Use the DSPs that work best for you

RouteOne has developed a true dealer choice model, providing open access to multiple Dealership Service Providers (DSP), allowing you the option to select which service providers best meet the needs of your business.

Work a deal at lunch (or wherever you happen to be)

Work a deal where your customers are – start on the lot or the showroom floor and finish at your desk, or wherever the deal takes you!  Because it is web-based, not only does the RouteOne credit application system work on just about any computer with a browser, it also works on most mobile and tablet devices too.  We also have apps that you can install on your Apple, Android, Windows, or Blackberry devices.

Download the RouteOne app available for mobile devices by clicking the link below:

Get support when you need it

You can count on RouteOne to take care of your needs. We have a customer support team that will handle any RouteOne-specific question just by calling 866.768.8301.  You also have access to a team of field and phone business development managers and reps.  They are as much about helping you get the solutions you need as they are about making sure you get the most out of them.

Dealer Participation Agreement (DPA)

Enroll with RouteOne. Complete the Dealer Participation Agreement.

Call Now

It is simple. Call 866.768.8301 today or complete the form listed to get started.