Our full-service Identity Verification and Authentication (IDV) tool powered by TransUnion can help you meet the Red Flag requirements.
Product Features
Use specialized fraud scores for further insight and peace of mind (verification)
- Numeric score will be provided for names and addresses entered, allowing dealers to assess varying levels of risk
- Complimentary OFAC check provided with each fraud score
- Save time by running IDOne independent of, or in conjunction with, credit bureau reports
Risk-based quiz (authentication)
- A risk-based identity authentication quiz will be automatically generated in real time if an identity is not initially verified, eliminating the need to manually decide which applicants require a quiz - and keeps customers in your store while proving identity
- Use of both credit and non-credit questions within the quiz provides a broader base of questions
Product Benefits
RouteOne is the only provider of an IDV tool that may be used to conduct IDV transactions seamlessly with the credit application for all business, including your captive (Ally Financial, Chrysler Financial, Ford Credit, and Toyota Financial Services) and non-captive financing business.
- All data used to initiate IDV transactions automatically populates your RouteOne credit application
- Configuration options allow you to implement the tool using settings appropriate for your dealership and risk strategy
- Competitive-based price plans offer your dealership flexibility, with no long-term commitments required
- Using IDOne as part of your compliance solution can automate and simplify much of the labor associated with manual checks
- IDOne enables audit trails and record keeping
Set-up and Activation Instructions
Visit www.transunion.com/routeone/protectmydealership to register your dealership for setup. A TransUnion representative will contact you to complete the process.
Select here to view the activation guide.
Select here to view the set-up guide.
Training Material
Click here to watch a video on the IDOne product.
Click here for the manual override instructions.
Contact us
For additional information, contact your RouteOne Business Development Manager, or call the RouteOne Customer Support line at 866.933.0663, or call your local TransUnion representative at 800.730.0126.