'Compliant' Versus 'Not Compliant' Deals | RouteOne

'Compliant' Versus 'Not Compliant' Deals

Please note that the Compliance Dashboard is not intended to serve as legal advice that your dealership is compliant with applicable legal and regulatory obligations; rather, it is only intended to be a tool to help your dealership manage compliance.  The Compliance Dashboard is not a substitute for your dealership’s compliance counsel.

For each RouteOne compliance product, a deal may be either 'Compliant' or 'Not Compliant.' In order for a status to be 'Compliant' for a specific compliance product, your deal must meet at least one of the requirements in the list for that product. Deals will be 'Not Compliant' if they meet any of the scenarios listed for that specific compliance product.

For more information about the RouteOne Compliance Dashboard, click here.

 

Compliant

Not Compliant

Adverse Action Notice
No credit bureau report or credit application exists in deal
AAN generated in 30 days since credit application was created
AAN excluded
One credit app in deal (per customer) has an approval
Credit bureau report exists in deal and no submitted credit application exists in deal and AAN is 'null'
Credit applications have been decisioned and there are no approvals and AAN is 'null'
Credit Score Disclosure Notice No credit bureau report exists in deal
CSDN generated in 30 days since credit bureau report was generated
CSDN eSigned in 30 days since credit bureau report was generated
CSDN excluded
Credit bureau report exists in deal and Credit Score Disclosure Notice is 'null'
Privacy Policy No credit bureau report, IDOne, or credit application exists in deal
Privacy Policy generated
Privacy Policy eSigned
Privacy Policy excluded
Credit bureau report, IDOne, or credit application exists in deal and Privacy Policy is 'null'
ID Verification No credit bureau report or submitted credit application exists in deal
IDOne has a Pass status
IDOne has a Manual Pass status
Credit bureau report or submitted credit application exists in deal
IDOne is 'null'
IDOne has a Caution status
IDOne has a Fail status
IDOne has a Quiz Fail status
IDOne has a Manual Fail status
IDOne has a Review Requested status
IDOne has an Error status
IDOne has an In Progress status
IDOne has a N/A status
ID Quiz No credit bureau report or submitted credit application exists in deal
IDOne has a Pass status
IDOne has a Manual Pass status
Credit bureau report or submitted credit application exists in deal
IDOne has a Caution status and ID Quiz is 'null'
IDOne has a Quiz Pending status and ID Quiz is 'null'
IDOne has a Quiz Available status and ID Quiz is 'null'
IDOne has a Quiz Fail status
IDOne has an Error status and ID Quiz is 'null'
IDOne has an In Progress status and ID Quiz is 'null'
OFAC
IDOne or OFAC Only has an OFAC Pass status
IDOne or OFAC Only has an OFAC Manual Pass status
Deal exists and OFAC is 'null'
IDOne or OFAC Only has an OFAC Fail status
IDOne or OFAC Only has an OFAC Manual Fail status
Dealer Rate Exception Form Step 1 No approval or contract status exists in deal
DREF 1 has been "completed"
Approval or contract status exists in deal and DREF 1 is 'null'
Dealer Rate Exception Form Step 2 No approval or contract status exists in deal
DREF 2 has been "completed"
Approval or contract status exists in deal and DREF 2 is 'null'
DREF 1 has been "completed"

Additional Resources

For additional information, please contact your RouteOne Business Development Manager or RouteOne Support at 866.768.8301. Dealers may also join RouteOne's complimentary live training sessions.

This guide is RouteOne LLC confidential, and is for RouteOne customers only. It is not for reproduction, distribution, or disclosure without the express permission of RouteOne LLC.