Adverse Action Notice Mailing Service | RouteOne

Adverse Action Notice Mailing Service

We know that monitoring and making decisions around Adverse Action is a big process. Our platform offers many compliance features to help you within your everyday RouteOne workflow, including the ability to automatically create an Adverse Action Notice to be distributed, that is pre-populated with customer information as a .pdf. Our Adverse Action Mailing Service takes that one step further. Check one more item off your to-do list and let us mail Adverse Action Notices to applicable customers on a weekly basis, on your behalf. All you need to do is choose from a variety of packages to best fit your dealership’s compliance strategy and RouteOne will automatically generate the Adverse Action Notice, stuff it in an envelope, apply postage, and mail it to the customer. No need to worry about applicants getting multiple Adverse Action Notices. Our service syncs across multiple applications and will only mail one notice per primary applicant.

You can keep track of RouteOne’s mailing activity within an individual record and you will receive a detailed monthly transaction report of all notices mailed. You also have the flexibility to individually exclude applicants from receiving notices by overriding within the RouteOne Compliance Dashboard. Let RouteOne help ease some of your challenges of managing compliance. Just select the package that best meets your dealerships compliance strategy and we’ll do the rest!

Key Benefits and Features:

  • Eases some of the challenges of managing compliance
  • Provides automated mailing of Adverse Action Notices to consumers on your behalf
  • Mails applicable notices weekly to deals 14-30 days old, allowing deals time to mature
  • Generates notices automatically including printing, postage, and mailing
  • Choose the package that meets your dealerships needs based on your compliance strategy
  • Available for all RouteOne transactions: decisioned and undecisioned applications, with or without credit bureau reports
  • Syncs across multiple applications, only mailing one notice per primary applicant
  • Receive a detailed monthly transaction report of notices mailed
  • Flexibility to exclude applicants from receiving mailed Adverse Action Notices by overriding within the RouteOne Compliance Dashboard
  • Monitor RouteOne’s mailing activity within individual records
 

Available Packages to Meet Your Compliance Strategy

Because we know that each dealership’s compliance process looks a little different than the next, we’ve organized our mailing services into different packages to meet your needs. Choose below from a variety of packages that best meet your dealership’s compliance strategy.

Package A

Notices Will Be Sent To:

  • Unapproved Applications
  • Unsent Applications With Associated Credit Bureau Reports
  • Unsent Online Credit Applications

Package B

Notices Will Be Sent To:

  • Items Listed in Package A
  • Plus, Unsent Applications Without Associated Credit Bureau Reports

Package C

Notices Will Be Sent To:

  • Items Listed in Package B
  • Plus, Approved, Unfunded Applications

Package ALL

Notices Will Be Sent To:

  • Every Customer In RouteOne

Subscribe Today. It's Simple!

Your Dealer System Administrator (DSA) can subscribe to our Adverse Action Mailing Service in the Admin tab of the RouteOne system, under Premium Services, Adverse Action Mailing Services. Simply select the level of coverage that best suits your dealership and we’ll do the rest! If you have any further questions, reach out to your RouteOne Business Development Manager, or call 866.768.8301.

Customer reviews

"RouteOne has helped us maintain our compliance within our dealership… with various portals, they provide us the technology to be compliant. It’s an easy fit! With all the government regulations, RouteOne gives us many portals to measure key performance indicators, and to help us ensure we’re doing the things we need to do."

Stan Norton, City of Auto Sales

"I love how you can print adverse action notices on RouteOne, it makes it easy to mail and stay compliant."

Brion Jerome, Finance Manager at Wheels & Deals